🔒🏡 The Rate Lock Secret — Timing Matters More Than You Think • Rates change daily, sometimes hourly • Waiting too long can cost thousands over time • Locking too early can limit flexibility • Strategy matters more than guessing the market • The right lock protects your monthly payment A rate lock isn’t luck — it’s a calculated decision based on your timeline, risk tolerance, and market movement. At The Onyx Group Mortgage, we help you lock with intention, not emotion — so your numbers stay pro
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🔒 The Lock-In Effect — And How to Break Free If you feel stuck in your current home because your mortgage rate is “too good to give up,” you’re not alone — it’s called the lock-in effect. 🏡💡 But here’s what most homeowners aren’t hearing: There are smart strategies that can help you move without losing your mind (or your money). ✔️ ✨ Rate buydowns ✨ Creative financing options ✨ Equity stacking These tools can make your next move not just possible — but strategic. At The Quevillon Group, we’ve
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