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That $5,500 federal loan you think is "financial aid"? It's actually colleges telling you that your family doesn't qualify for real help. Every US student can get that loan regardless of income - it's the absolute minimum they offer just for submitting a FAFSA. When your aid package consists of nothing but loans, they're politely dismissing you while giving other families substantial grants. Here's Sarah's wake-up call: she was thrilled about her daughter's $5,500 "aid package" until she realize
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