Jun 23, 2025 · Refinancing a loan or mortgage is typically done to take advantage of lower interest rates or improve the loan terms, such as the monthly payment or length of the loan. If approved, the …

Learn more about your mortgage refinancing options, view today's rates and use our refinance calculator to help find the right loan for you.

A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and choose the right loan for your goals.

Jan 9, 2026 · Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30 …

Refinance Calculator Use Zillow's refinance calculator to determine if refinancing may be worth it. Enter the details of your existing and future loans to estimate your potential refinance savings. This free …

Refinancing your home loan can be a way to lower your monthly mortgage payment, reduce your interest rate, or borrow against your equity. Here, we’ll walk you through how refinancing works and …

Jul 8, 2025 · Refinancing is a strategy lenders and borrowers use to replace an existing mortgage with a new one. Borrowers often refinance to change their original mortgage’s interest rate or loan terms.

Since a home loan or cash-out refinance may have a longer term than some of the bills you may be consolidating, you may not realize a savings over the entire term of your new loan.

Try realtor.com’s refinance calculator to find out if you should refinance your home. See how refinancing with a lower mortgage rate could save you money.

May 28, 2025 · If you're thinking about refinancing your home, there are a few things to consider. Learn about the steps you'll need to take, the pros and cons of refinancing and more.