Nov 1, 2025 · The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage. However, your actual rates may vary depending on several …

May 1, 2025 · We’ll look at how rates are shaking out in each state in 2025. But before we dive in, here are a couple things to keep in mind: No matter how high rates rise, you can take specific …

Jun 19, 2025 · Everything to know about home insurance costs, the factors that influence rates, and average premiums by state to compare and save on your coverage.

Homeowners insurance costs an average of $2,110 a year, or about $176 a month, according to NerdWallet’s analysis. We analyzed pricing data from more than 100 insurance companies to …

Use the map below to find out the average rate the typical resident of your state pays for home insurance. Although the average home insurance costs by state can help you get an...

Dec 4, 2025 · Knowing the national average and comparing the average homeowners insurance rates by state provides a baseline estimate of rates. That baseline can help you to see how …

Dec 1, 2025 · The average annual premium for homeowners insurance in the United States is $1,406 per year or about $117 per month. Among the myriad factors insurance providers take …

Dec 16, 2025 · The average cost of home insurance in the United States is $2,151 per year, or $179 per month. However, rates vary depending on the state in which you live.