A new study suggests that lenders may get their strongest overall read on credit default risk by combining several machine learning models rather than relying on a single algorithm. The researchers ...
The regulatory environment continues to increase in complexity as the EBA and the PRA provide new guidelines and updates to ...
These events remain relevant largely because they occurred during an extended period of geopolitical stability that ran from the late 1990s through to the early 2020s. When shocks did occur, they ...
In business, as in life, it’s easy to make commitments. It’s harder—and far more powerful—to stake your success on delivering them. That’s the essence of going at-risk: tying your compensation ...
Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. In digital lending, the first risk decision isn’t about ...