If your retirement savings aren’t where you’d hoped, there are some ways you can bridge the gap, including making catch-up contributions, adjusting your investment strategy or working part-time ...

The 401(k) landscape shifted significantly on January 1, 2026, and not everyone noticed it coming. 0 Act of 2022, millions of ...

The Secure 2.0 Act included changes to 401(k) plans that start in 2026, including new rules for catch-up contributions for high earners making over $150,000.

The Secure 2.0 Act of 2022 gave us the Roth catch-up mandate, a revenue raiser that has caused great consternation in the retirement plan community as plan sponsors, recordkeepers and payroll ...

On September 16, 2025, the Department of the Treasury (“Treasury”) and the Internal Revenue Service (“IRS”) issued final regulations regarding the provisions of the SECURE 2.0 Act of 2022 (“SECURE 2.0 ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

While plan sponsors and payroll providers will likely take the first steps, recordkeepers face growing complexity as the new requirements unfold. Starting in 2026, those 50 or older who earned at ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

If you’re in your 50s or early 60s and feel behind on retirement, you’re not alone. The good news: the 2026 retirement rules give you a bigger runway to catch up, if you actually use them. The limits ...

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their take-home pay. By Ann Carrns If you’re a ...

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401(k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...