Roth 401(k) and Roth IRA contributions occur on an after-tax basis. You can withdraw Roth funds tax-free in retirement. The original account owner also avoids future required withdrawals, which ...

“I plan to be debt-free in less than two years.” ...

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

What is a Roth 401(k), and how does it differ from a traditional 401(k)? One of the many challenging aspects of retirement planning is picking the smartest vehicles in which to save and grow your ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

With a Roth 401(k), you give up a tax break on your contributions. Despite that drawback, Roth 401(k)s offer a host of benefits. Not only can a Roth 401(k) give you access to tax-free income in ...

For years, high earners have loved the age 50+ catch-up contribution. With it, they could blow up their retirement savings while lowering their current-year tax bill — a valuable deduction during peak ...

Hopkins said it’s a little “misleading” to think of Roth and traditional 401(k) plans as entirely separate savings vehicles. They’re fundamentally the same type of account — employer-sponsored ...