See, I don't think there's a way you can call someone naive without at least a hint of - oof, it's hard to find the right word here. I mean, I want to say "insult," but that's not always the case.
If you go along with the stereotypes about naive people, you might assume they're more than just uninformed, they're innocent. Often, this is framed as being child-like, as if they as just extreme ...