The average mortgage interest rate on a 30-year term is 5.87%, according to Zillow, as of January 9, 2026. That's lower than the 5.99% rates had been consistently sitting at in recent weeks and could open up new, more affordable opportunities for buyers right now.

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates As of today,

Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

Discover how open market operations affect interest rates and the Federal Reserve's role in economic fluctuations through key strategies like buying and selling securities.

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates As of today,

WASHINGTON (AP) — The Federal Reserve is expected to cut short-term rates in 2026, with its key interest rate settling at 3.4% towards the end of President Donald Trump 's term in office in 2028, according to a new report released Thursday by the nonpartisan Congressional Budget Office.