Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Supplemental health insurance offers extra coverage to help with the part of your medical bill you're responsible for paying. This extra health coverage pays out directly to you either as a lump sum ...

Discover the role of deductibles in insurance policies. Learn how they affect your coverage and out-of-pocket costs.

Your health insurance premium will depend on factors like the size of your deductible, how narrow your network is and whether you get insurance on the job or buy a plan on your own. On average, a ...