Explore concurrent insurance, where multiple policies cover the same risk simultaneously. Learn how it works, its advantages, and potential challenges.

Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of ...

Though natural disasters cycle across seasons and regions in the U.S., it’s often a shocking discovery for property owners how expansive and expensive flood and water damage can be when a major storm ...

Learn about the pros and cons of life insurance riders.

Two insurance policies on one car sounds like it could give you a bigger payoff if you're in an accident. But would that be ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

When you rent a car, you're asked if you want to buy car insurance from the rental agency. The question for many people is: Do I need it? If you already have car insurance, your policy may extend to a ...

Learn how voyage policies protect cargo during marine transport, covering risks from accidents to natural disasters, and why they are ideal for occasional shippers.

Between 1983 and 2022, the U.S. saw an average of 70,000 wildfires per year, according to the Environmental Protection Agency (EPA). The burned areas have increased since the data started getting ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

We examined costs and coverage in Tennessee to find the best options.