Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders will let you convert part of a traditional variable-rate HELOC balance ...

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

The Canada five-year bond yield, which is one of the most important factors that lenders use to determine their long-term ...

Student loan rates have dropped after the Fed rate cut last week. As of December 23, 2025, private student loan lenders are offering fixed rates as low as 2.75% APR and variable rates starting as low ...

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

Learn about teaser rates on credit cards and loans, how they work, and why lenders use them to attract new customers with introductory financial offers.

Fourth cut this year is good news for homebuyers and those due to remortgage, but returns on easy-access savings accounts could drop ...