Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans ...

Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

Grad PLUS loans offer graduate students flexible borrowing options, but come with higher interest rates and the need for a credit check Written By Written by Contributor, Buy Side Christy Bieber is a ...

Forbes contributors publish independent expert analyses and insights. Shahar Ziv teaches students & employees to ace their personal finances Not all borrowers should consolidate student loans in 2025.

Federal Direct Loans offer lower interest rates and added protections compared to private loans. Direct Loans come in four types, including subsidized, unsubsidized, PLUS, and consolidation.

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. UNITED STATES: Education Secretary Miguel Cardona testifies ...

Understand the types, eligibility and repayment plans for federal student loans Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...