President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Trying to raise your credit score without taking on new debt or applying for another credit card? You’re not alone — and chances are, you’ve heard of Experian Boost. But does Experian Boost work, ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...