This document helps your executor and heirs fulfill your wishes Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the public.

You’ve completed all the estate planning documents your lawyer recommended, do you really need to take another step? Yep! A letter of instruction can be an invaluable part of your estate plan. No ...

I just gave midterm evaluations in my classes, and for the item about “What could we be doing differently to make the class better?”, many students put down: Do more examples at the board. I think ...

“Instruction Mode” refers to the manner in which UB provides typical classroom activities involving instructors and students, such as lectures, discussions and group engagement. Instruction Mode does ...