When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

In personal finance, the terms ‘credit report’ and ‘credit score’ are often used interchangeably, though they represent different concepts. Both serve as tools for assessing the creditworthiness of ...

A poor credit score reflects poorly on not only a person's finances but even his character. Therefore, if you are someone who has a poor credit score you need to clear your name and ensure that you ...